ShopBack is a cash-back platform founded in Singapore in 2014. It operates in several Asia-Pacific countries, including Singapore, Malaysia and Australia, and in the U.S. You shop through ShopBack’s site, app or browser button, and partner stores pay it a commission, part of which comes back to you as cash back. It says it has awarded more than S$1 billion in cash back, and it appeared on Fast Company’s 2026 Most Innovative Companies list.
At a glance
| What it is | Cash-back platform |
| Founded | 2014, Singapore |
| Countries | Singapore, Malaysia, Australia, the U.S. and others |
| Fees | No sign-up, service or withdrawal fee |
| Daily limit | $300 per day in the U.S. and Singapore |
| Payout time | Usually within 10 days, up to 30 in some cases |
How it works
Open ShopBack, search for the store, tap through and finish your order. The purchase is tracked with a cookie and appears as Pending. Once the store confirms it, it becomes Confirmed Cashback, and only confirmed amounts can be withdrawn. In some countries, ShopBack also offers card-linked and receipt-based cash back in physical stores.
Withdrawal minimums by country
Minimums depend on the country. In Singapore and Australia, ShopBack’s own pages give $10 of Confirmed Cashback, paid by bank transfer (Australia also lists PayPal). For the U.S., ShopBack’s pages from mid-2026 say $5 via PayPal or ACH, while its October 2026 timeline guide says US$10. Check the withdrawal screen for the current figure.
ShopBack Pay
ShopBack Pay, its separate payment product, was discontinued in Australia and Malaysia from 25 March 2026. The cash-back service continues in both countries.
Missing cash back
If a purchase doesn’t track, you have 30 days to submit a missing cash back claim, according to ShopBack’s U.S. guide. Complete purchases straight after clicking through to reduce tracking problems.
What to expect
Cash back takes weeks to confirm, depending on the store and category. The best value is on larger purchases and during bonus campaigns.
Getting started
Sign up on the site for your own country, install the app or browser button, and check each store’s terms before buying. Some categories, coupon codes from other sites or payment methods can cancel your cash back.
Your data
ShopBack tracks purchases with cookies and, for in-store offers, linked cards or receipts. Read the privacy policy for your country.
Owen’s take
ShopBack is the leading cash-back option in much of Asia-Pacific and a solid one in the U.S. Start every online purchase from it and withdraw as soon as you pass the minimum.
Who it suits
It suits shoppers in Singapore, Malaysia, Australia and the U.S. who buy online often. It suits less well people in countries it doesn’t cover.
Similar options
- TopCashback has no minimum payout in several countries.
- Rakuten is a large U.S. cash-back site.
- Upside pays cash back on gas and groceries in the U.S.
- Honey finds coupons and rewards when you shop.
More options are in Fast Money.
Pros and cons
Pros
- No fees
- Strong in Asia-Pacific
- Online and in-store cash back in some countries
Cons
- Minimum withdrawal in every country
- Cash back takes weeks to confirm
- $300 daily withdrawal limit
FAQ
What is ShopBack’s minimum withdrawal?
$10 in Singapore and Australia; $5 or $10 in the U.S., depending on the source, so check the app.
Does ShopBack charge fees?
No sign-up, service or withdrawal fees.
How long do withdrawals take?
Usually within 10 days, up to 30 in some cases.
Which countries does ShopBack cover?
Singapore, Malaysia, Australia, the U.S. and other Asia-Pacific markets.
Is ShopBack closing in Australia?
No; only ShopBack Pay ended there in March 2026.
